Cheap Suzuki Grand Vitara Insurance in Austin

Insurance quote for Suzuki Grand Vitara in AustinTrying to find lower-priced auto insurance rates in Austin, TX? Austin drivers have options when trying to find the lowest priced Suzuki Grand Vitara insurance. They can either spend hours driving around to get rate comparisons or leverage the internet to compare rates. There is a right way and a wrong way to find auto insurance online and you need to know the absolute fastest way to get price quotes on a Suzuki and get the lowest price.

The car insurance companies shown below have been selected to offer quotes in Texas. If multiple companies are shown, we recommend you visit two to three different companies in order to find the most competitive rates.


Suzuki Grand Vitara Insurance Price Estimates in Austin, TX
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Grand Vitara 2WD $378 $496 $500 $30 $150 $1,554 $130
Grand Vitara Premium 2WD $318 $718 $430 $26 $128 $1,620 $135
Grand Vitara Premium 4WD $246 $434 $392 $24 $118 $1,214 $101
Grand Vitara Limited 2WD $370 $698 $382 $22 $114 $1,586 $132
Grand Vitara Special Edition 4WD $158 $306 $358 $22 $108 $952 $79
Grand Vitara XSport 2WD $262 $462 $388 $24 $116 $1,252 $104
Grand Vitara Limited 4WD $362 $672 $462 $28 $138 $1,662 $139
Grand Vitara XSport 4WD $354 $684 $430 $26 $128 $1,622 $135
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Table data assumes single female driver age 50, no speeding tickets, no at-fault accidents, $100 deductibles, and Texas minimum liability limits. Discounts applied include multi-policy, claim-free, homeowner, multi-vehicle, and safe-driver. Rates do not factor in garaging location in Austin which can revise premiums significantly.

Suzuki Grand Vitara insurance rates by gender

The chart below illustrates the comparison of Suzuki Grand Vitara premium costs for male and female drivers. The costs are based on no claims, a clean driving record, comprehensive and collision coverage, $500 deductibles, drivers are single, and no other discounts are factored in.

Deductible analysis

One of the most common auto insurance questions is the level to set your comp and collision deductibles. The figures shown below show how much more you’ll pay of buying low and high insurance deductibles. The first data set uses a $250 physical damage coverage deductible and the second price chart uses a $1,000 deductible.


Suzuki Grand Vitara insurance with $250 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Grand Vitara 2WD $332 $496 $382 $22 $114 $1,371 $114
Grand Vitara Premium 2WD $332 $584 $382 $22 $114 $1,459 $122
Grand Vitara Premium 4WD $332 $584 $382 $22 $114 $1,459 $122
Grand Vitara Limited 2WD $332 $584 $382 $22 $114 $1,459 $122
Grand Vitara Special Edition 4WD $332 $584 $382 $22 $114 $1,459 $122
Grand Vitara XSport 2WD $332 $584 $382 $22 $114 $1,459 $122
Grand Vitara Limited 4WD $370 $584 $382 $22 $114 $1,497 $125
Grand Vitara XSport 4WD $370 $584 $382 $22 $114 $1,497 $125
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Suzuki Grand Vitara insurance with $1,000 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Grand Vitara 2WD $206 $312 $382 $22 $114 $1,036 $86
Grand Vitara Premium 2WD $206 $368 $382 $22 $114 $1,092 $91
Grand Vitara Premium 4WD $206 $368 $382 $22 $114 $1,092 $91
Grand Vitara Limited 2WD $206 $368 $382 $22 $114 $1,092 $91
Grand Vitara Special Edition 4WD $206 $368 $382 $22 $114 $1,092 $91
Grand Vitara XSport 2WD $206 $368 $382 $22 $114 $1,092 $91
Grand Vitara Limited 4WD $228 $368 $382 $22 $114 $1,114 $93
Grand Vitara XSport 4WD $228 $368 $382 $22 $114 $1,114 $93
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Table data represents married male driver age 30, no speeding tickets, no at-fault accidents, and Texas minimum liability limits. Discounts applied include homeowner, safe-driver, multi-vehicle, claim-free, and multi-policy. Rates do not factor in Austin location which can alter prices considerably.

Based on the above data, using a $250 deductible costs about $31 more each month or $372 every year than quoting the higher $1,000 deductible. Because you would pay $750 more to settle a claim with a $1,000 deductible as compared to a $250 deductible, if you have at least 24 months between claim filings, you would probably be better off if you choose a higher deductible.

Get discounts to get affordable Austin car insurance rates

Car insurance is expensive, but you may find discounts that many consumers don’t even know exist. Certain credits will be shown when you complete an application, but some may not be applied and must be specifically requested before you get the savings. If you do not check that you are getting every discount possible, you may be paying too high a price.Car insurance discounts

You should keep in mind that most credits do not apply to the entire policy premium. Most only cut individual premiums such as medical payments or collision. If you do the math and it seems like you would end up receiving a 100% discount, car insurance companies aren’t that generous.

Larger car insurance companies and some of the discounts are:

Before buying, ask all companies you are considering which discounts they offer. Some discounts listed above may not be offered everywhere. To see a list of companies offering car insurance discounts in Austin, click this link.

Three reasons auto insurance is important

Even though it can be expensive, buying auto insurance serves several important purposes.

The benefits of having auto insurance more than offset the price you pay, specifically if you ever have a liability claim. According to a recent study, the average American driver is overpaying over $750 every year so you should quote your policy with other companies at every policy renewal to ensure rates are competitive.

Can’t I get rate quotes from local Austin insurance agencies?

Certain consumers prefer to visit with an insurance agent and that can be a great decision Insurance agents can point out coverage gaps and help you file claims. One of the benefits of price shopping on the web is you can get better rates and also buy local.

Austin insurance agentsTo help locate an agent, after submitting this quick form, the coverage information is sent to local insurance agents in Austin that provide free Austin car insurance quotes and help you find cheaper coverage. There is no need to find an agent on your own as quotes are delivered to you. If for some reason you want to get a rate quote from a specific company, just visit that company’s website and submit a quote form there.

Picking an provider needs to be determined by more than just the price. Get answers to these questions too.

The following are Austin car insurance companies who can help you get price quote information for Suzuki Grand Vitara insurance in Austin.

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