Cheapest Insurance for an Acura ZDX in Austin

Want to learn how to save money and find cheaper Acura ZDX insurance in Austin? Scraping up a payment for pricey Acura ZDX insurance in Austin can overdraw your family's budget and force you to make sacrifices. Comparing rate quotes is a smart way to cut your insurance bill.

Insurance quote for Acura ZDX in AustinRemarkably, a study showed that the vast majority of consumers have stayed with the same insurance company for at least the last four years, and practically 40% of car insurance customers have never compared car insurance rates at all. Texas insurance shoppers can save hundreds of dollars each year just by shopping around, but they don't want to spend time to save money by comparing rate quotes. Many car insurance companies compete to insure your vehicles, and because of this it can be hard to compare car insurance companies and uncover the absolute best price available on Acura ZDX insurance in Austin.

You need to get comparison quotes on a regular basis since prices change frequently. If you had the lowest rates on Acura ZDX insurance in Austin a few years ago there may be better deals available now. Ignore everything you know about car insurance because you're going to get a crash course in one of the easiest ways to remove unneeded coverages and save money.

Auto insurance providers offering affordable price quotes in Texas

The companies in the list below provide quotes in Texas. If more than one company is shown, it's a good idea that you visit several of them to find the cheapest auto insurance rates.

Acura ZDX Insurance Price Estimates in Austin, TX
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
ZDX Technology Package AWD $248 $486 $462 $28 $138 $1,362 $114
ZDX AWD $372 $620 $392 $24 $118 $1,526 $127
ZDX Advance Package AWD $350 $784 $430 $26 $128 $1,718 $143
Get Your Own Custom Quote Go

Data variables include single male driver age 50, no speeding tickets, no at-fault accidents, $250 deductibles, and Texas minimum liability limits. Discounts applied include safe-driver, multi-vehicle, claim-free, multi-policy, and homeowner. Rate quotes do not factor in the specific area where the vehicle is garaged which can raise or lower price quotes greatly.

Auto insurance rates based on gender

The chart below compares Acura ZDX auto insurance rates for male and female drivers. The data assumes no accidents, no driving violations, comp and collision included, $1,000 deductibles, drivers are not married, and no discounts are applied.

Reckless driving habits raise auto insurance rates

The chart below shows how violations and accidents can raise Acura ZDX annual premium costs for each age group. The data is based on a single female driver, full coverage, $500 deductibles, and no other discounts are factored in.

Car insurance quotes and discounts

Car insurance companies don't list the entire discount list very well, so the below list has both the well known as well as the least known car insurance savings.

Keep in mind that most discounts do not apply to the entire cost. Most only apply to the price of certain insurance coverages like comp or med pay. Despite the appearance that you would end up receiving a 100% discount, insurance companies wouldn't stay in business. But all discounts will lower your overall bill.

Popular car insurance companies and their offered discounts can be found below.

If you need lower rates, check with every company which discounts you qualify for. Depending on the company, some discounts may not apply to policyholders in Austin.

Local Austin insurance agencies

Certain consumers still prefer to talk to an insurance agent. Insurance agents can answer important questions and will help you if you have claims. A good thing about price shopping on the web is that drivers can save money and get lower premium rates and still have an agent to talk to.

Austin insurance agentsAfter completing this short form, your information is immediately sent to participating agents in Austin that give free quotes for your insurance coverage. You won't need to contact any insurance agencies due to the fact that quote results will go straight to your inbox. If you need to get a comparison quote from a specific company, feel free to search and find their rate quote page and give them your coverage information.

Finding the right provider requires more thought than just a cheap price quote. Here are some questions you should ask.

What type of Austin car insurance agent is right for you?

If you are searching for a reputable agency, there are a couple of different agency structures and how they can service your needs differently. Agents in Austin can be described as either exclusive or independent. Either can do a good job, but it's good to learn how they are different since it can affect the selection process.

Exclusive Agencies

Agents in the exclusive channel can only write with one company such as American Family, State Farm, and Allstate. These agents are unable to place coverage with different providers so they have no alternatives for high prices. These agents are well trained on the products they sell and that enables them to sell even at higher rates.

Listed below are Austin exclusive agents who may provide you with price quote information.


8103 Brodie Ln Ste 7 - Austin, TX 78745 - (512) 282-9999 - View Map


1807 W Slaughter Ln Ste 400 - Austin, TX 78748 - (512) 292-7410 - View Map


1910 W Braker Ln #400 - Austin, TX 78758 - (512) 837-8825 - View Map

More Austin agents

Independent Insurance Agents

Agents that elect to be independent are normally appointed by many insurers so they can write business amongst many companies enabling the ability to shop coverage around. If premiums increase, they simply move the coverage in-house and the insured can keep the same agent. If you are comparing rate quotes, we recommend you get quotes from several independent agencies for the best price selection.

The following is a list of independent agents in Austin willing to provide rate quotes.


8030 N Mopac Expy - Austin, TX 78759 - (512) 343-0280 - View Map


9015 Mountain Ridge Dr #350 - Austin, TX 78759 - (512) 343-1106 - View Map


6000 N Lamar Blvd - Austin, TX 78752 - (512) 451-6551 - View Map

More Austin agents

After receiving positive feedback as well as affordable Acura ZDX insurance rates in Austin quotes, you may have just found a car insurance agent that is professional and can adequately provide insurance. Just understand that you can terminate coverage any time you want so never assume that you are obligated to any specific agency for any length of time.

Keep this in mind when shopping around

More affordable auto insurance in Austin can be bought from both online companies in addition to local insurance agencies, and you should compare price quotes from both to get a complete price analysis. Some companies may not offer the ability to get quotes online and usually these regional carriers provide coverage only through independent agents.

When buying insurance coverage, do not buy less coverage just to save a little money. There have been many situations where someone sacrificed full coverage to discover at claim time that it was a big error on their part. Your objective should be to purchase a proper amount of coverage at the best price and still be able to protect your assets.

Throughout this article, we presented a lot of techniques to shop for Acura ZDX insurance online. The key concept to understand is the more times you quote, the better chance you'll have of finding the cheapest Acura ZDX rate quotes. Drivers may even discover the lowest car insurance rates are with some of the lesser-known companies. They may only write in your state and offer lower premium rates than the large multi-state companies such as Allstate and Progressive.

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