Find Cheaper Subaru Outback Insurance in Austin

Insurance for Subaru OutbackWant to learn a better way to compare the cheapest Subaru Outback insurance in Austin? Searching for cheaper insurance for a new or used Subaru Outback in Texas can normally be a lot of work, but you can learn these tips to save time. There are both good and bad ways to buy auto insurance so we’re going to tell you the proper way to quote coverages for a Subaru and locate the lowest possible price either online or from Austin insurance agents.

If you have coverage now or need new coverage, take advantage of these tips to save money without sacrificing coverage. Comparing quotes for the best-priced car insurance policy in Austin is easy if you know what you’re doing. Smart shoppers just have to know the quickest method to compare prices over the internet.

Getting a cheaper price on Subaru Outback insurance can be quick and easy. You just have to take time getting comparison quotes to discover which company has the cheapest Subaru Outback rate quotes.

The car insurance companies shown below can provide price quotes in Austin, TX. If multiple companies are listed, we recommend you visit several of them to get the best price comparison.


Subaru Outback Insurance Cost Estimates in Austin, TX
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Outback 2.5I $288 $414 $366 $22 $110 $1,200 $100
Outback 2.5I Premium $158 $260 $358 $22 $108 $906 $76
Outback 2.5I Limited $332 $496 $382 $22 $114 $1,346 $112
Outback 3.6R $176 $306 $430 $26 $128 $1,066 $89
Outback 3.6R Premium $228 $384 $514 $30 $154 $1,310 $109
Outback 3.6R Limited $410 $720 $514 $30 $154 $1,828 $152
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Data rating is based on single female driver age 30, no speeding tickets, no at-fault accidents, $250 deductibles, and Texas minimum liability limits. Discounts applied include multi-vehicle, claim-free, safe-driver, multi-policy, and homeowner. Rate quotes do not factor in specific zip code location which can revise rates noticeably.

Impact of speeding/accidents on Austin auto insurance rates

The diagram below demonstrates how speeding tickets and at-fault fender-benders can raise Subaru Outback insurance premiums for different age groups. The prices are based on a single female driver, full coverage, $100 deductibles, and no discounts are applied to the premium.

Age-based auto insurance rates by gender in Austin

The chart below visualizes the comparison of Subaru Outback insurance costs for male and female drivers. The data assumes no accidents or driving violations, full coverage, $500 deductibles, drivers are not married, and no discounts are applied.

Policy deductible comparison

A question often asked by Austin drivers is which deductible level should you buy. The data tables below highlight the differences in premium rates when you select higher and lower policy deductibles. The first rate estimation uses a $250 physical damage deductible and the second data table uses a $500 deductible.


Subaru Outback insurance premium estimates with $250 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Outback 2.5I $332 $408 $382 $22 $114 $1,283 $107
Outback 2.5I Premium $332 $496 $382 $22 $114 $1,371 $114
Outback 2.5I Limited $332 $496 $382 $22 $114 $1,371 $114
Outback 3.6R $332 $496 $382 $22 $114 $1,371 $114
Outback 3.6R Premium $332 $496 $382 $22 $114 $1,371 $114
Outback 3.6R Limited $370 $584 $382 $22 $114 $1,497 $125
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Subaru Outback insurance premium estimates with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Outback 2.5I $270 $328 $382 $22 $114 $1,116 $93
Outback 2.5I Premium $270 $400 $382 $22 $114 $1,188 $99
Outback 2.5I Limited $270 $400 $382 $22 $114 $1,188 $99
Outback 3.6R $270 $400 $382 $22 $114 $1,188 $99
Outback 3.6R Premium $270 $400 $382 $22 $114 $1,188 $99
Outback 3.6R Limited $300 $472 $382 $22 $114 $1,290 $108
Get Your Own Custom Quote Go

Data assumes married male driver age 30, no speeding tickets, no at-fault accidents, and Texas minimum liability limits. Discounts applied include safe-driver, multi-policy, claim-free, homeowner, and multi-vehicle. Estimates do not factor in specific location which can decrease or increase insurance rates significantly.

Based on the above data, using a $250 deductible costs about $15 more each month or $180 a year than quoting the higher $500 deductible. Due to the fact that you would have to pay $250 more out-of-pocket with a $500 deductible as compared to a $250 deductible, if you tend to average at least 17 months between claims, you would probably come out ahead if you choose the higher deductible.

Verify you’re applying every discount

Not many people think insurance is cheap, but you might already qualify for some discounts that can help lower your rates. Certain credits will be shown when you quote, but occasionally some discounts must be asked for before they will apply. If you do not check that you are getting every discount available, you’re just leaving money on the table.Discount car insurance

Discounts reduce rates, but you should keep in mind that some of the credits will not apply to the entire policy premium. Some only reduce specific coverage prices like liability, collision or medical payments. Despite the appearance that having all the discounts means you get insurance for free, you’re out of luck.

For a list of insurance companies who offer cheap Subaru Outback insurance quotes in Austin in Texas, click this link.

Best reasons to buy car insurance in Texas

Even though it’s not necessarily cheap to insure a Subaru in Austin, insurance may be required for several reasons.

The benefits of carrying adequate insurance more than offset the price you pay, especially when you need to use it. Despite what companies tell you, the average driver is wasting up to $865 each year so it’s very important to do a rate comparison at every policy renewal to help ensure money is not being wasted.

How to know if you need help

When it comes to proper insurance coverage, there really is not a single plan that fits everyone. Everyone’s situation is unique.Car insurance savings

For instance, these questions could help you determine whether or not you might need professional guidance.

If you don’t know the answers to these questions but one or more may apply to you, you might consider talking to a licensed insurance agent. To find lower rates from a local agent, take a second and complete this form. It’s fast, doesn’t cost anything and can help protect your family.

Do I need a local insurance agent?

Certain consumers just prefer to talk to an insurance agent and that is just fine! Good insurance agents will help you protect your assets and help in the event of a claim. One of the benefits of comparing insurance prices online is you can get the lowest rates and still have an agent to talk to.

Insurance agents in AustinOnce you complete this form (opens in new window), your information is instantly submitted to local insurance agents who will give you bids to get your business. It’s much easier because you don’t need to visit any agencies because quoted prices will be sent to your email. If you have a need to get a rate quote for a specific company, just jump over to their website and fill out the quote form the provide.

Finding the right insurer requires more thought than just a cheap price quote. Here are some questions you might want to ask.

Listed below are agents in Austin willing to provide rate quotes for Subaru Outback insurance in Austin.

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