Cheap Rate Quotes for GMC Canyon Insurance in Austin

Insurance for GMC CanyonHow many times have you told yourself it’s time to shop around for cheaper auto insurance rates in Austin, TX? Austin consumers have many options when looking for low-cost GMC Canyon insurance. You can either spend your time contacting agents trying to get quotes or utilize the internet to find the lowest rates. There are more efficient ways to buy auto insurance so you’re going to learn the quickest way to price shop coverage for your GMC and obtain the lowest possible price from both online companies and Austin agents.

Surprisingly, a recent survey revealed that most consumers kept buying from the same company for a minimum of four years, and 38% of customers have never compared rates from other carriers. With the average auto insurance premium being $2,679, Texas drivers can cut their rates by 70% a year just by shopping around, but they don’t believe the amount of savings they would get if they bought a different policy.

Consumers should take time to compare rates once or twice a year because auto insurance prices change quite often. Despite the fact that you may have had the best price on GMC Canyon insurance in Austin six months ago there is a good chance you can find better rates now. You’ll find a ton of advice on Canyon insurance online but I’m going to show you some guaranteed methods to find cheap auto insurance in Austin.

Discount Austin car insurance quotes

Insurance can be prohibitively expensive, but there may be some discounts that you may not know about. A few discounts will be applied at the time of purchase, but a few need to be specially asked for in order for you to get them.

Drivers should understand that most discounts do not apply to all coverage premiums. Some only reduce specific coverage prices like collision or personal injury protection. Despite the fact that it seems like you would end up receiving a 100% discount, company stockholders wouldn’t be very happy.

Large car insurance companies and a summarized list of policyholder discounts are:

When comparing rates, check with all companies you are considering how many discounts you can get. Some discounts listed above may not apply in your state. If you would like to choose from a list of insurance companies that have a full spectrum of discounts in Austin, follow this link.

The companies in the list below are our best choices to provide quotes in Austin, TX. If several companies are displayed, we recommend you visit two to three different companies to get the best price comparison.

GMC Canyon Insurance Rates in Austin, TX
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Canyon SLE Regular Cab 2WD $122 $212 $358 $22 $108 $822 $69
Canyon SLE Ext Cab 2WD $252 $570 $462 $28 $138 $1,450 $121
Canyon SLE Ext Cab Z71 2WD $246 $610 $430 $26 $128 $1,440 $120
Canyon SLE Crew Cab 2WD $136 $322 $430 $26 $128 $1,042 $87
Canyon SLE Regular Cab 4WD $142 $218 $366 $22 $110 $858 $72
Canyon SLE Crew Cab Z71 2WD $328 $592 $382 $22 $114 $1,438 $120
Canyon SLT Ext Cab 2WD $230 $422 $366 $22 $110 $1,150 $96
Canyon SLE Ext Cab 4WD $328 $486 $382 $22 $114 $1,332 $111
Canyon SLT Crew Cab 2WD $282 $718 $430 $26 $128 $1,584 $132
Canyon SLE Ext Cab Z71 4WD $254 $486 $430 $26 $128 $1,324 $110
Canyon SLE Crew Cab 4WD $358 $580 $388 $24 $116 $1,466 $122
Canyon SLE Crew Cab Z71 4WD $322 $486 $388 $24 $116 $1,336 $111
Canyon SLT Crew Cab 4WD $198 $352 $496 $30 $148 $1,224 $102
Canyon SLT Ext Cab 4WD $270 $400 $382 $22 $114 $1,188 $99
Get Your Own Custom Quote Go

Data rating is based on married male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Texas minimum liability limits. Discounts applied include homeowner, multi-policy, safe-driver, multi-vehicle, and claim-free. Rates do not factor in garaging location in Austin which can decrease or increase insurance rates noticeably.

How accidents and tickets impact rates in Austin

The illustration below shows how speeding tickets and at-fault collisions impact GMC Canyon yearly insurance costs for different age groups of insureds. The premiums assume a single male driver, comp and collision included, $1,000 deductibles, and no discounts are factored in.

GMC Canyon Insurance Costs Can Be Lower

Multiple criteria are part of the equation when you get a price on insurance. Most are fairly basic like an MVR report, but some are not as apparent like where you live or how financially stable you are.

Shown below are just a few of the factors used by your company to calculate your prices.

Which policy gives me the best coverage?

When buying insurance from an agent or online, there really is not a “perfect” insurance plan. Everyone’s needs are different so your insurance needs to address that. For instance, these questions might point out if you might need professional guidance.

If you don’t know the answers to these questions but you think they might apply to your situation, you might consider talking to an agent. To find lower rates from a local agent, complete this form or click here for a list of insurance companies in your area. It is quick, free and can provide invaluable advice.

Auto insurance agents can help

Certain consumers still like to get advice from a local agent and there is nothing wrong with that. Professional insurance agents will help you protect your assets and will help you if you have claims. An additional benefit of comparing rates online is that you can find lower rates but still work with a licensed agent.

Insurance agency in AustinFor easy comparison, once you complete this form (opens in new window), your insurance coverage information is sent to insurance agents in Austin that give free quotes and help you find cheaper coverage. You won’t need to do any legwork since rate quotes are delivered instantly to you. If you need to quote rates for a specific company, you would need to search and find their rate quote page and fill out their quote form.

Picking an company should depend on more than just a cheap price. These questions are important to ask:

Below is a short list of insurers in Austin willing to provide price quote information for GMC Canyon insurance in Austin.

More insurance agents

Auto insurance is not optional but you don’t have to overpay

Even though it can be expensive, insuring your vehicle may be required and benefits you in several ways.

The benefits of carrying adequate insurance are definitely more than the cost, specifically if you ever have a liability claim. According to a survey of 1,000 drivers, the average driver is currently overpaying as much as $800 each year so shop around at every renewal to be sure current rates are still competitive.

Be persistent to save money

We covered many ideas to compare GMC Canyon insurance rates in Austin. The most important thing to understand is the more providers you compare, the better your chances of lowering your auto insurance rates. Consumers could even find that the lowest priced car insurance comes from a lesser-known regional company. Some small companies may have significantly lower auto insurance rates on certain market segments than their larger competitors like GEICO and State Farm.

As you go through the steps to switch your coverage, do not buy poor coverage just to save money. In many instances, someone sacrificed full coverage only to discover later that saving that couple of dollars actually costed them tens of thousands. The goal is to purchase plenty of coverage at the best price while not skimping on critical coverages.

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