Are you looking for a better way to compare the cheapest Lincoln Continental insurance in Austin? Drivers that are new to comparing auto insurance rates online can find buying the cheapest Lincoln Continental insurance in Austin can be quite difficult.
It’s amazing but the majority of drivers kept their coverage with the same insurance company for over three years, and practically 40% of insurance customers have never compared quotes from other companies. American insurance shoppers could cut their rates by roughly $850 a year by just shopping around, but they just don’t want to save money by comparing rate quotes.
To get affordable Lincoln Continental insurance quotes, there a variety of ways to compare rate quotes from many different Texas insurance companies. The simplest method to find the lowest rates consists of shopping online. When comparison shopping, more quotes increases your odds of finding the best offered rates.
The companies shown below offer free rate quotes in Austin, TX. If multiple companies are listed, it’s a good idea that you visit as many as you can to find the lowest auto insurance rates.
It’s not one size fits all
When choosing adequate coverage, there isn’t really a best way to insure your cars. Your situation is unique.
These are some specific questions may help you determine whether your personal situation could use an agent’s help.
- Are my company tools covered if they get stolen?
- What happens if I owe more than my Lincoln Continental is worth?
- Is my ex-spouse still covered by my policy?
- Do I benefit by insuring my home with the same company?
- How much liability do I need to cover my assets?
- Do I get a pro-rated refund if I cancel my policy early?
- Is my custom paint covered by insurance?
If you can’t answer these questions but one or more may apply to you, then you may want to think about talking to a licensed agent. If you want to speak to an agent in your area, complete this form.
Getting quotes from local Austin car insurance agents
Many drivers would prefer to have an agent’s advice and that is recommended in a lot of cases A nice benefit of comparing insurance online is that drivers can save money and get cheap insurance quotes and still choose a local agent. Supporting neighborhood insurance agencies is important especially in Austin.
By using this quick form, the quote information gets sent to participating agents in Austin that can provide free Austin car insurance quotes to get your business. You won’t need to leave your computer as quotes are delivered to you directly. You can find the lowest rates without a big time investment. If for some reason you want to compare rates for a specific company, you can always search and find their rate quote page and complete a quote there.
If you need to find local Austin agents, it’s helpful to know the types of agencies and how they are distinctly different. Agencies in Austin are either independent or exclusive.
Independent Insurance Agencies or Brokers
Agents that elect to be independent can quote rates with many companies so they have the ability to put coverage amongst many companies and find the cheapest insurance rates. If you are not satisfied with one company, your agent can just switch to a different company and the insured can keep the same agent.
If you need cheaper insurance rates, we recommend you get some free quotes from several independent agencies for maximum quote selection. Most independent agents also contract with mutual insurance companies which could offer lower prices.
Listed below is a partial list of independent agencies in Austin that can give you price quote information.
- Eckert Insurance Group
824 W 10th St – Austin, TX 78701 – (512) 472-6969 – View Map
- Stuart Butts Agency Nationwide – Lezam insurance
700 Rio Grande St c – Austin, TX 78701 – (512) 837-5000 – View Map
- Dean Davis Insurance Agency
7950 Anderson Square Suite 101 – Austin, TX 78757 – (512) 454-4511 – View Map
Exclusive Insurance Agencies
Exclusive agents work for only one company and some examples include Allstate and State Farm. These agents are not able to provide other company’s prices so you might not find the best rates. They are well schooled on their company’s products which helps them sell on service rather than price. A lot of people use the same exclusive agent partially due to the brand name and the convenience of having all coverages with one company.
Listed below is a list of exclusive insurance agents in Austin that are able to give price quote information.
- Allstate Insurance: Cheri Roman
8103 Brodie Ln Ste 7 – Austin, TX 78745 – (512) 282-9999 – View Map
- Jane McQuiggin-Hutson – State Farm Insurance Agent
2307 W Parmer Ln – Austin, TX 78727 – (512) 973-8501 – View Map
- Carmina Eaton – State Farm Insurance Agent
4201 W Parmer Ln b170 – Austin, TX 78727 – (512) 244-6641 – View Map
Choosing an insurance agent is decision based upon more than just the bottom line cost. These are some questions your agent should answer.
- Will your rates increase after a single accident?
- Do they review policy coverages at every renewal?
- How long have they worked with personal auto insurance coverage?
- Does their agency support local causes in Austin?
- Do they have 24-hour customer assistance?