Save Money on Nissan Titan Insurance in Austin

Discount Nissan Titan insuranceDo you want more competitive Nissan Titan insurance in Austin? Tired of scraping nickels together to keep your car insured? You are no different than the majority of other drivers in Texas.

A recent NerdWallet.com study revealed that the vast majority of drivers have purchased from the same company for at least four years, and 38% of customers have never shopped around. Many drivers in the U.S. could save an average of up to 46.5% each year by just comparing rate quotes, but they don’t want to take the time to compare rates.

Companies like GEICO, Farmers Insurance and State Farm constantly blast consumers with advertising and it is challenging if not impossible to sift through the bull and do the work needed to find the best deal.

You need to price shop coverage occasionally because prices trend upward over time. Even if you think you had the lowest rates on Nissan Titan insurance in Austin two years ago you can probably find a better rate quote now. Block out anything you think you know about insurance because we’re going to demonstrate the fastest way to find great coverage at a great price.

When shopping for Nissan Titan insurance in Austin there are multiple ways of comparing rate quotes from insurance companies in your area. The fastest way to comparison shop is to get quotes online.

Comparing free quotes online is easy and it, makes it a waste of time to drive to all the different Austin insurance agencies. Quoting Nissan Titan insurance online makes this unnecessary unless you prefer the trained advice that only an agent can give. If you prefer, some companies allow you to get the lowest quotes online but still have the advice of a local agent. When comparing insurance rates, know that comparing more rates from different companies will improve the odds of getting the best rates. Some insurance companies are not set up to provide rate quotes online, so you need to compare prices from the smaller companies as well.

The companies shown below can provide comparison quotes in Texas. If multiple providers are shown, it’s a good idea that you visit several of them to find the cheapest car insurance rates.


Nissan Titan Insurance Rates in Austin, TX
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Titan XE King Cab 4WD $314 $670 $496 $30 $148 $1,658 $138
Titan XE King Cab 2WD $202 $358 $576 $34 $172 $1,342 $112
Titan XE Crew Cab 4WD $264 $460 $462 $28 $138 $1,352 $113
Titan SE King Cab 4WD $232 $412 $430 $26 $128 $1,228 $102
Titan XE Crew Cab 2WD $264 $460 $576 $34 $172 $1,506 $126
Titan SE King Cab 2WD $308 $400 $624 $36 $186 $1,554 $130
Titan SE Crew Cab 4WD $186 $338 $392 $24 $118 $1,058 $88
Titan Pro-4X King Cab 4WD $202 $422 $462 $28 $138 $1,252 $104
Titan SE Crew Cab 2WD $332 $584 $476 $28 $142 $1,562 $130
Titan Pro-4X Crew Cab 4WD $198 $416 $496 $30 $148 $1,288 $107
Titan LE Crew Cab 4WD $210 $400 $366 $22 $110 $1,108 $92
Titan LE Crew Cab 2WD $400 $684 $486 $28 $146 $1,744 $145
Get Your Own Custom Quote Go

Data assumes married female driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and Texas minimum liability limits. Discounts applied include safe-driver, multi-policy, claim-free, multi-vehicle, and homeowner. Rate information does not factor in garaging location in Austin which can affect insurance rates substantially.

Choosing deductibles

When comparing auto insurance rates, the most common question is how high should the physical damage coverage deductibles be. The figures shown below determine how much more you’ll pay between high and low deductibles. The first data set uses a $250 comprehensive and collision deductible and the second data table uses a $500 deductible.


Nissan Titan insurance premium estimates with $250 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Titan XE King Cab 4WD $294 $496 $382 $22 $114 $1,333 $111
Titan XE King Cab 2WD $332 $496 $476 $28 $142 $1,499 $125
Titan XE Crew Cab 4WD $332 $496 $382 $22 $114 $1,371 $114
Titan SE King Cab 4WD $332 $496 $382 $22 $114 $1,371 $114
Titan XE Crew Cab 2WD $332 $496 $476 $28 $142 $1,499 $125
Titan SE King Cab 2WD $332 $496 $476 $28 $142 $1,499 $125
Titan SE Crew Cab 4WD $332 $584 $382 $22 $114 $1,459 $122
Titan Pro-4X King Cab 4WD $332 $584 $382 $22 $114 $1,459 $122
Titan SE Crew Cab 2WD $332 $584 $476 $28 $142 $1,587 $132
Titan Pro-4X Crew Cab 4WD $332 $584 $382 $22 $114 $1,459 $122
Titan LE Crew Cab 4WD $332 $584 $382 $22 $114 $1,459 $122
Titan LE Crew Cab 2WD $370 $584 $476 $28 $142 $1,625 $135
Get Your Own Custom Quote Go

Nissan Titan insurance premium estimates with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Titan XE King Cab 4WD $240 $400 $382 $22 $114 $1,158 $97
Titan XE King Cab 2WD $270 $400 $476 $28 $142 $1,316 $110
Titan XE Crew Cab 4WD $270 $400 $382 $22 $114 $1,188 $99
Titan SE King Cab 4WD $270 $400 $382 $22 $114 $1,188 $99
Titan XE Crew Cab 2WD $270 $400 $476 $28 $142 $1,316 $110
Titan SE King Cab 2WD $270 $400 $476 $28 $142 $1,316 $110
Titan SE Crew Cab 4WD $270 $472 $382 $22 $114 $1,260 $105
Titan Pro-4X King Cab 4WD $270 $472 $382 $22 $114 $1,260 $105
Titan SE Crew Cab 2WD $270 $472 $476 $28 $142 $1,388 $116
Titan Pro-4X Crew Cab 4WD $270 $472 $382 $22 $114 $1,260 $105
Titan LE Crew Cab 4WD $270 $472 $382 $22 $114 $1,260 $105
Titan LE Crew Cab 2WD $300 $472 $476 $28 $142 $1,418 $118
Get Your Own Custom Quote Go

Data variables include married male driver age 30, no speeding tickets, no at-fault accidents, and Texas minimum liability limits. Discounts applied include claim-free, multi-vehicle, safe-driver, homeowner, and multi-policy. Price estimates do not factor in specific Austin garaging location which can influence auto insurance rates greatly.

Based on the above data, using a $250 deductible costs an average of $15 more each month or $180 annually than opting for the higher $500 deductible. Since you would pay $250 more to settle a claim with a $500 deductible as compared to a $250 deductible, if you normally average more than 17 months between claim filings, you would probably be better off if you elect the higher deductible.

Auto insurance is an important decision

Even though it can be expensive, insurance may be required and benefits you in several ways.

The benefits of insuring your Titan definitely exceed the cost, specifically if you ever have a liability claim. An average driver in America overpays more than $830 a year so we recommend shopping around at every renewal to help ensure money is not being wasted.

Informed Drivers Know How to Quote Auto Insurance Cheaper

One of the most helpful ways to save on auto insurance is to to have a grasp of the factors that come into play when calculating your auto insurance rates. If you have some idea of what impacts premium levels, this enables you to make decisions that could result in lower premium levels. Many things are taken into consideration when you quote your car insurance policy. Some are pretty understandable like an MVR report, but other factors are not quite as obvious like your vehicle usage or your vehicle rating.

Take policy discounts and save on Nissan Titan insurance in Austin

Auto insurance companies don’t always advertise every possible discount very clearly, so the below list has a few of the more common and also the lesser-known discounts that you can inquire about if you buy Austin car insurance online. If you don’t get every credit possible, you could be saving more on your car insurance.Discount car insurance

Policy discounts save money, but some of the credits will not apply to the entire policy premium. Most only cut specific coverage prices like comp or med pay. If you do the math and it seems like it’s possible to get free car insurance, it’s just not the way it works.

A few of the larger companies and a partial list of their discounts are detailed below.

Before you buy a policy, ask all the companies to give you their best rates. Some of the earlier mentioned discounts might not be offered on policies in every state. To choose car insurance companies with the best Nissan Titan insurance discounts in Texas, click this link.

Do I need special coverages?

Always keep in mind that when comparing insurance from an agent or online, there isn’t really a “best” method to buy coverage. Your financial needs are unique and your policy should reflect that.Safe vehicles cost less to insure
For example, these questions might point out whether your personal situation would benefit from an agent’s advice.

If it’s difficult to answer those questions then you might want to talk to a licensed agent. To find an agent in your area, complete this form or you can also visit this page to select a carrier

Local agents and car insurance

Some consumers just want to buy from a local agent and that is OK! A nice benefit of comparing insurance prices online is that drivers can save money and get better rates and still have an agent to talk to. Putting coverage with small agencies is still important in Austin.

Insurance agents in AustinUpon completion of this form (opens in new window), your coverage information is transmitted to agents in your area that provide free Austin car insurance quotes for your car insurance coverage. There is no need to find an agent because prices are sent immediately to you. You can most likely find cheaper rates and work with a local agent. If you have a need to compare rates from one company in particular, you would need to jump over to their website and complete a quote there.

If you need to find local Austin agents, there are a couple of different types of agents and how they operate. Agents can be described as either independent or exclusive depending on the company they work for.

Independent Agents (or Brokers)

These agents do not write with just one company so as a result can place your coverage with lots of companies and help determine which has the cheapest rates. If you are not satisfied with one company, your policy is moved internally and you can keep the same agent.

When comparing rates, you will want to get quotes from several independent insurance agents for maximum quote selection.

Featured below are independent insurance agents in Austin that can give you price quotes.


4301 W. William Cannon Dr., Ste. B-120Austin, TX 78749(512) 263-4333View Map


1405 E Riverside DrAustin, TX 78741(512) 447-7773View Map


7600 N Lamar Blvd # EAustin, TX 78752(512) 445-2700View Map

More insurance agents

Exclusive Insurance Agents

Exclusive agencies can only provide one company’s prices and some examples include State Farm, Allstate, or Farmers Insurance. Exclusive agents cannot compare rates from other companies so they have to upsell other benefits. Exclusive insurance agents are highly trained on their company’s products which can be an advantage.

Shown below are Austin exclusive agents willing to provide price quotes.


5145 N FM 620 b170Austin, TX 78732(512) 458-2593View Map


4534 West Gate Blvd #202Austin, TX 78745(512) 327-0303View Map


8705 Shoal Creek Blvd #102Austin, TX 78757(512) 451-0188View Map

More insurance agents

Finding the right insurance agent should include more criteria than just a cheap price. Here are some questions you should ask.

Find cheaper car insurance rates by comparing often

In this article, we presented a lot of information how to save on Nissan Titan insurance in Austin. It’s most important to understand that the more rate quotes you have, the better your chances of lowering your premium rates. Drivers may even discover the lowest auto insurance rates come from a company that doesn’t do a lot of advertising. These smaller insurers can often insure niche markets at a lower cost than the large multi-state companies such as Allstate and Progressive.

When shopping online for car insurance, don’t be tempted to buy poor coverage just to save money. There are a lot of situations where someone sacrificed comprehensive coverage or liability limits and learned later that saving that couple of dollars actually costed them tens of thousands. Your goal is to find the BEST coverage at an affordable rate, but do not skimp to save money.

Low-cost Nissan Titan insurance in Austin can be bought from both online companies and also from your neighborhood Austin agents, and you need to comparison shop both to have the best rate selection. Some insurance providers do not offer online rate quotes and these regional insurance providers only sell through independent agents.

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