Cheap Insurance for a Volkswagen Jetta in Austin

Volkswagen Jetta insurance
Volkswagen Jetta insurance image courtesy of

No one rejoices having to buy car insurance, especially when they know their premiums are through the roof.

Discount Volkswagen Jetta insuranceRegrettably, the majority of drivers renewed their policy with the same company for well over three years, and nearly half have never even shopped around for cheaper coverage. Drivers in the United States could save roughly 46.5% every year, but most undervalue the large savings they would see if they bought a different policy.

Due to the abundance of companies and agents to choose from, it can be challenging to pick the lowest price insurance company.

This article will tell you how car insurance works and some tricks to saving. If you currently have a car insurance policy, you will definitely be able to save money using the ideas covered in this article. Although Texas drivers need to learn the way companies price online insurance and use this information to your advantage.

Best companies for Volkswagen Jetta insurance

The companies shown below have been selected to offer comparison quotes in Austin, TX. If the list has multiple companies, it's highly recommended you visit two to three different companies to get the most competitive price.

Volkswagen Jetta Insurance Rate Estimates in Austin, TX
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Jetta S 4-Dr Sedan $174 $352 $496 $30 $148 $1,200 $100
Jetta S 2.5 Station Wagon $268 $456 $334 $20 $100 $1,178 $98
Jetta LE 4-Dr Sedan $282 $580 $430 $26 $128 $1,446 $121
Jetta SE 4-Dr Sedan $246 $434 $392 $24 $118 $1,214 $101
Jetta SE 2.5 Station Wagon $378 $584 $424 $26 $128 $1,540 $128
Jetta 2.0T 4-Dr Sedan $302 $538 $392 $24 $118 $1,374 $115
Jetta SEL 4-Dr Sedan $210 $400 $366 $22 $110 $1,108 $92
Jetta 2.0T Station Wagon $410 $858 $438 $26 $130 $1,862 $155
Get Your Own Custom Quote Go

Prices based on single female driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and Texas minimum liability limits. Discounts applied include claim-free, multi-policy, homeowner, multi-vehicle, and safe-driver. Premium costs do not factor in vehicle garaging location which can alter price quotes substantially.

Physical damage deductibles: Should you raise them?

The illustration below highlights how deductible choice and can affect Volkswagen Jetta insurance costs for different age groups of insureds. The price estimates are based on a single female driver, comprehensive and collision coverage, and no discounts are applied to the premium.

Cut your auto insurance rates with discounts

Companies offering auto insurance don't list every available discount in a way that's easy to find, so here is a list both well-publicized as well as some of the hidden credits that may apply to you.Cheaper auto insurance with discounts

Keep in mind that many deductions do not apply to the overall cost of the policy. The majority will only reduce the price of certain insurance coverages like comp or med pay. So when it seems like you would end up receiving a 100% discount, insurance companies wouldn't stay in business. But all discounts will reduce the amount you pay for coverage.

A list of companies and some of their more popular discounts include:

If you are trying to find the cheapest Volkswagen Jetta rate quotes, ask each insurance company which discounts you may be entitled to. Some credits might not be offered in Austin. To find auto insurance companies that offer some of these discounts in Austin, click here.

Lower Your Austin Insurance Prices

A large part of saving on car insurance is knowing the different types of things that come into play when calculating the price you pay for car insurance. If you understand what determines base rates, this enables you to make decisions that will entitle you to much lower annual insurance costs. Lots of things are taken into consideration when pricing auto insurance. A few of the factors are predictable such as traffic violations, but others are less obvious like your vehicle usage and annual miles driven.

Can't I compare prices from local Austin insurance agents?

Some people still prefer to visit with an insurance agent and that is OK! The best thing about comparing rate quotes online is the fact that you can find the lowest rates but also keep your business local. Buying from local insurance agents is definitely important in Austin.

Upon completion of this quick form, your coverage information is emailed to participating agents in Austin who will give competitive quotes for your coverage. It's much easier because you don't need to even leave your home due to the fact that quote results will go immediately to you. Get lower rates AND a local agent. In the event you want to compare rates from one company in particular, just jump over to their website to submit a rate quote request.

Best car insurance agent in Austin

When researching a local insurance agency, it helps to know the two different types of agents and how they can quote your rates. Agents are either independent agents or exclusive agents.

Independent Auto Insurance Agencies

Agents that choose to be independent do not sell for just one brand and that is an advantage because they can write policies with many different companies and find the cheapest auto insurance rates. If you are not satisfied with one company, they simply switch companies in-house which requires no work on your part.

When comparing auto insurance rates, it's a good idea to contact at least one independent agent so that you have a good selection of quotes to compare.

The following are independent agencies in Austin that may be able to give pricing information.

3834 Spicewood Springs Rd - Austin, TX 78759 - (512) 452-8877 - View Map

9015 Mountain Ridge Dr #350 - Austin, TX 78759 - (512) 343-1106 - View Map

7950 Anderson Square Suite 101 - Austin, TX 78757 - (512) 454-4511 - View Map

More Austin agents

Exclusive Auto Insurance Agents

These type of agents can only quote rates from one company like Allstate, Farmers Insurance or State Farm. These agents are not able to shop your coverage around so keep that in mind. These agents are usually quite knowledgeable on the products they sell and that can be a competitive advantage.

Listed below is a short list of exclusive insurance agents in Austin willing to provide price quote information.

10711 Burnet Rd #102 - Austin, TX 78758 - (512) 837-4210 - View Map

12710 Research Blvd #210 - Austin, TX 78759 - (512) 258-2231 - View Map

1717 W 6th St #214 - Austin, TX 78703 - (512) 382-6019 - View Map

More Austin agents

Finding a good auto insurance agent should depend on more than just the price. These are some questions you should get answers to.

Don't give up on cheaper rates

We just covered some good ideas how you can reduce Volkswagen Jetta insurance prices online in Austin. The key concept to understand is the more price quotes you have, the higher the chance of saving money. Drivers may even discover the biggest savings come from some of the smallest insurance companies. These smaller insurers may cover specific market segments cheaper than the large multi-state companies such as Allstate or State Farm.

As you shop your coverage around, it's not a good idea to skimp on critical coverages to save a buck or two. Too many times, drivers have reduced comprehensive coverage or liability limits and found out when filing a claim that a couple dollars of savings turned into a financial nightmare. Your focus should be to buy enough coverage for the lowest cost, but do not skimp to save money.

Much more information about auto insurance in Texas is available below: